Financial insecurity is a common and pressing concern for many people in today's world. It is characterized by a lack of stability, certainty, and confidence in one's financial situation, and can lead to a range of adverse outcomes, such as stress, anxiety, and even depression. One of the main reasons for financial insecurity is the lack of reliable and stable income sources. With the increasing number of gig workers, freelance employees, and people working in the gig economy, many people face significant fluctuations in their income, making it difficult to budget and plan for the future. Additionally, job loss or pay cuts can also contribute to financial insecurity, as people may suddenly find themselves unable to meet their basic needs. Another contributing factor to financial insecurity is high debt levels, such as credit card debt, student loans, and mortgages. When people are burdened with debt, they may struggle to make ends meet, as a significant portion of their i
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